Terms of Service

1. Acceptance of Terms

By accessing, browsing, or using the Qotify website, application, or any associated services (collectively, the "Service"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms") and our Privacy Policy. If you do not agree to all of these terms, you must immediately discontinue use of the Service. We reserve the right to modify these Terms at any time. Changes become effective upon posting. Your continued use of the Service after any modification constitutes your acceptance of the updated Terms.

2. Description of Service

Qotify provides AI-powered signal analytics, real-time alerts, and related features for prediction markets. The Service is intended solely for informational, educational, and entertainment purposes. Qotify does not operate a prediction market, exchange, or brokerage. We do not execute trades, hold funds, or facilitate real-money transactions on any prediction market platform on your behalf.

3. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to use the Service. By using the Service, you represent and warrant that you meet this age requirement and that you have the legal capacity to enter into these Terms. You are solely responsible for ensuring that your use of the Service complies with all applicable laws and regulations in your jurisdiction.

4. No Financial, Investment, or Professional Advice

IMPORTANT DISCLAIMER:

Nothing provided through the Service constitutes financial advice, investment advice, trading advice, legal advice, tax advice, or any other form of professional advice. All analyses, signals, recommendations, market insights, probability assessments, and other outputs are generated by artificial intelligence and algorithms. They may be inaccurate, incomplete, outdated, or misleading. You should not rely on any information from the Service as the sole basis for any financial, investment, or trading decision. Always consult qualified financial, legal, and tax professionals before making any decisions involving money.

5. Assumption of Risk and Complete Disclaimer of Liability

BY USING QOTIFY, YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT:

• Prediction markets, betting, and trading involve substantial risk of financial loss, including the complete loss of all funds invested.
• Qotify, its founders, officers, directors, employees, contractors, agents, affiliates, partners, and licensors (collectively, "Qotify Parties") are NOT responsible or liable for any financial losses, damages, lost profits, lost opportunities, or any other negative outcomes whatsoever resulting directly or indirectly from your use of or reliance on the Service, its analyses, AI outputs, recommendations, or any information provided.
• Past performance, historical data, or any prior signal accuracy does not guarantee or indicate future results.
• You are solely and exclusively responsible for your own trading, betting, and investment decisions.
• You should never invest, bet, or risk more money than you can afford to lose entirely.
• AI-generated content may contain errors, biases, hallucinations, or outdated information.
• You use the Service entirely at your own risk.

6. User Accounts

To access certain features, you must create an account. You agree to: (a) provide accurate, current, and complete information; (b) maintain and update your information; (c) maintain the security and confidentiality of your login credentials; and (d) accept responsibility for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account. We are not liable for any loss or damage arising from your failure to safeguard your account.

7. Subscription, Payments, and Refunds

7.1 Plans

Qotify offers a recurring monthly subscription and a one-time lifetime access plan. Pricing details are available on the pricing page at the time of purchase.

7.2 Auto-Renewal

Monthly subscriptions automatically renew at the end of each billing cycle unless cancelled before the renewal date. You authorize us to charge the payment method on file for each renewal period.

7.3 Cancellation

You may cancel your monthly subscription at any time through your account settings. Cancellation takes effect at the end of the current billing period. No partial refunds are provided for unused portions of a billing cycle.

7.4 Refunds

All sales are final. We do not offer refunds under any circumstances. Refund requests may be considered on a case-by-case basis at Qotify's sole discretion.

8. Acceptable Use and Prohibited Conduct

You agree not to:

• Use the Service for any unlawful, fraudulent, or harmful purpose
• Violate any applicable local, state, national, or international laws or regulations
• Infringe upon the intellectual property or other rights of any person or entity
• Attempt to gain unauthorized access to any part of the Service, other accounts, computer systems, or networks
• Reverse engineer, decompile, disassemble, or otherwise attempt to derive source code from the Service
• Scrape, crawl, or use automated means to access or collect data from the Service without our express written permission
• Interfere with or disrupt the integrity or performance of the Service
• Transmit any viruses, malware, or other harmful code
• Impersonate any person or entity, or misrepresent your affiliation
• Use the Service to create a competing product or service
• Share, resell, redistribute, or sublicense your account access or any content from the Service

9. Intellectual Property

All content, features, functionality, software, text, graphics, logos, icons, images, audio, data compilations, and other materials comprising the Service are the exclusive property of Qotify or its licensors and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws. You may not copy, modify, reproduce, distribute, display, perform, create derivative works from, or otherwise exploit any part of the Service without our prior written consent.

10. User-Generated Content

By submitting any content to the Service (including text inputs, display names, or other materials), you grant Qotify a worldwide, non-exclusive, royalty-free, perpetual, irrevocable license to use, reproduce, modify, adapt, publish, display, and distribute such content in connection with the Service. You represent that you own or have the necessary rights to submit such content and that it does not infringe any third-party rights.

11. Third-Party Platforms and Links

The Service may reference, link to, or integrate with third-party websites, platforms, or services (including Polymarket, Kalshi, Manifold, and others). Qotify is not affiliated with, endorsed by, or responsible for any third-party platform. Your use of third-party platforms is governed by their own terms and policies. We are not liable for any losses, damages, or disputes arising from your interactions with third-party platforms.

11.5. Data Loss and Service Interruption

QOTIFY PARTIES ARE NOT RESPONSIBLE FOR ANY LOSS, CORRUPTION, OR DESTRUCTION OF DATA, INCLUDING BUT NOT LIMITED TO USER ACCOUNTS, ALERT CONFIGURATIONS, SAVED PREFERENCES, ANALYSIS RESULTS, OR ANY OTHER USER DATA. Service interruptions, downtime, database failures, migration errors, server outages, or any other technical issues may occur without notice and may result in temporary or permanent data loss. You acknowledge that it is your sole responsibility to maintain independent backups of any data or information that is important to you. Qotify has no obligation to recover, restore, or compensate for any lost data.

11.6. Third-Party API and Platform Risks

The Service relies on third-party APIs, prediction market platforms, payment processors, AI providers, and other external services. Qotify Parties are NOT responsible for any failures, errors, outages, data breaches, changes in terms, discontinuation, or any other issues with these third-party services. Third-party platforms may change their APIs, terms, pricing, or availability without notice, which may affect the functionality of the Service. You agree that Qotify bears no liability for any consequences arising from third-party service disruptions or changes.

11.7. No Fiduciary Duty

Qotify owes no fiduciary duty to any user. No relationship of trust, agency, partnership, joint venture, employment, or similar relationship exists between you and Qotify by virtue of your use of the Service. Qotify acts solely as a provider of software tools and informational content.

12. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE. QOTIFY DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT THE ACCURACY OR RELIABILITY OF ANY AI-GENERATED CONTENT, SIGNAL, ANALYSIS, OR RECOMMENDATION.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE QOTIFY PARTIES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, REVENUE, GOODWILL, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SERVICE, ANY AI-GENERATED CONTENT OR RECOMMENDATIONS, ANY DATA LOSS OR CORRUPTION, ANY SECURITY BREACH, ANY THIRD-PARTY CONDUCT OR SERVICE FAILURE, OR ANY OTHER MATTER RELATING TO THE SERVICE, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE, OR OTHERWISE), EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE LESSER OF (A) THE AMOUNTS YOU HAVE PAID TO US IN THE THREE (3) MONTHS PRECEDING THE CLAIM, OR (B) FIFTY US DOLLARS ($50). THIS LIMITATION APPLIES TO ALL CLAIMS IN THE AGGREGATE, NOT PER INCIDENT.

14. Indemnification

You agree to indemnify, defend, and hold harmless the Qotify Parties from and against any and all claims, demands, actions, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees and costs of litigation) arising out of or relating to: (a) your use of the Service; (b) your violation of these Terms; (c) your violation of any law or regulation; (d) your violation of any third-party rights; (e) any content you submit to the Service; (f) any trading, betting, or investment decisions you make in connection with or based on information from the Service; (g) any claim by a third party arising from your use of the Service; or (h) your negligence or willful misconduct.

15. Account Termination

We may suspend or terminate your access to the Service at any time, with or without cause, with or without notice, at our sole discretion. Upon termination, your right to use the Service ceases immediately. We may delete all your data upon termination with no obligation to preserve or return any data. All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability. No refund will be issued upon termination.

16. European Union Consumer Rights

16.1 Right of Withdrawal

If you are a consumer residing in the European Union, you have the right to withdraw from your purchase within 14 days of subscription without giving any reason. However, by accessing the digital content of the Service immediately upon purchase, you acknowledge and agree that you waive your right of withdrawal once the Service has been fully performed.

16.2 Consumer Protection

Nothing in these Terms shall affect the statutory rights of consumers under applicable EU consumer protection legislation. For EU consumers, these Terms do not limit or exclude any rights granted by mandatory provisions of the law of the country of your habitual residence.

16.3 Applicable Law for EU Consumers

If you are a consumer residing in the EU, you benefit from any mandatory provisions of the law of the country in which you are resident. Any dispute shall be submitted to the competent courts of your place of residence.

17. Data Protection and Privacy (GDPR)

Qotify processes personal data in accordance with the General Data Protection Regulation (GDPR) and applicable data protection laws. By using the Service, you acknowledge that your data may be processed as described in our Privacy Policy.

You have the right to access, rectify, erase, restrict processing, and port your personal data. To exercise these rights, contact us at the address below.

18. Dispute Resolution and Arbitration

Any dispute, controversy, or claim arising out of or relating to these Terms or the Service shall be resolved through binding individual arbitration in accordance with the rules of the American Arbitration Association (AAA), rather than in court. The arbitration shall take place in the State of Delaware. You agree to waive your right to a jury trial and to participate in a class action. You may opt out of arbitration by sending written notice to qotify.io@gmail.com within 30 days of first accepting these Terms.

19. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. Any legal action or proceeding not subject to arbitration shall be brought exclusively in the federal or state courts located in Delaware, and you consent to the personal jurisdiction of such courts.

20. Force Majeure

Qotify shall not be liable for any failure or delay in performing its obligations under these Terms due to causes beyond its reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, pandemics, cyber attacks, power outages, internet or telecommunications failures, third-party service outages, or any other force majeure event.

21. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable.

22. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Qotify regarding the Service and supersede all prior agreements, communications, and understandings, whether written or oral.

23. Contact

For questions about these Terms of Service, please contact us at: qotify.io@gmail.com